I don't think I've ever been classed as a moderator, as an admin can do everything anyway! :twisted:
As for the insurance, still no pay out. Although it does look like it will happen eventually. A word of warning - If you pay Ã'£10 for something on ebay, telling the insurance company it's actually worth Ã'£100 is not going to get you very far. It looks like I'm only going to get back what I paid for everything bought in recent years. I think they only take "true value" into consideration if you get given something or bought it years ago. They consider ebay a fair market price.