Yeah, it's almost impossible to send money to the states without Paypal. You can't do a bank transfer without incurring huge costs and you cant send a cheque because they won't be able to cash it over there. You can take the risk of sending cash but then you have to get it changed at a Bereau which will cost you and then the recorded shipping. So believe me i appreciate the convenience of Paypal. I don't however think any of that gives them the right to fix exchange rates in order to skim money of the top without telling us that's what they're doing.