If you take your time you should be able to pick up a nice set of 80/85's for not much more than a good set of loose. I've seen certain figures (mostly Jedi) sell for less than a tenner graded 85. Obviously some will cost a fair bit more like Luke Farmboy, Leia, R2 Solid Top etc. I wouldn't bother getting anything graded yourself as the costs are so high and theres so many figs on the market at the mo.
Unless you've got money to burn I wouldn't bother with U Grades either as you don't see any difference :wink: