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Star Wars Items for Sale
PAYPAL GIFT & GOODS PAYMENTS
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<blockquote data-quote="plantman" data-source="post: 319755" data-attributes="member: 641"><p>I just thought i would highlight the risks of using these options outside of ebay, especially with someone you dont know or trust.</p><p></p><p>payment via gift is essentially a free bank transfer,<strong><u> there is no protection at all</u></strong> (as there is no actual goods involved supposedly) so if paypal are going to charge you for gift payment you may as well use your online banking to do it.</p><p></p><p>payment via goods invoice ect incurs something like a 4% fee, with this you get "seller protection" which is a load of crap, you are protected against non-receipt claims as long as you can prove delivery/signature ect, and we all know that couriers leave parcels unsigned for, give them to neighbours, or the buyer could sign for them with a different name, giving you a headache trying to prove your case.</p><p></p><p>But the key thing is that there is NO protection against chargebacks, so even if paypal sided with you on delivery, the buyer could ring his card company and reverse the charge, and paypal will not help you, they will deduct the amount from you and thats it.</p><p></p><p>paypal only cover chargebacks on deals done through ebay, so no paypal payments are protected.</p><p></p><p>my advice would be ask for cash, postal order or collection, i hear more and more stories of chargebacks.</p><p></p><p>Andy</p></blockquote><p></p>
[QUOTE="plantman, post: 319755, member: 641"] I just thought i would highlight the risks of using these options outside of ebay, especially with someone you dont know or trust. payment via gift is essentially a free bank transfer,[b][u] there is no protection at all[/u][/b] (as there is no actual goods involved supposedly) so if paypal are going to charge you for gift payment you may as well use your online banking to do it. payment via goods invoice ect incurs something like a 4% fee, with this you get "seller protection" which is a load of crap, you are protected against non-receipt claims as long as you can prove delivery/signature ect, and we all know that couriers leave parcels unsigned for, give them to neighbours, or the buyer could sign for them with a different name, giving you a headache trying to prove your case. But the key thing is that there is NO protection against chargebacks, so even if paypal sided with you on delivery, the buyer could ring his card company and reverse the charge, and paypal will not help you, they will deduct the amount from you and thats it. paypal only cover chargebacks on deals done through ebay, so no paypal payments are protected. my advice would be ask for cash, postal order or collection, i hear more and more stories of chargebacks. Andy [/QUOTE]
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